Our Rates
Call Account Rates
Open AccountRate as of Apr 24, 2025
A Call Account allows an investor more liquidity flexibility while earning a stable return on their investment in BMD or USD. Investors provide 32 day notice for use of funds, while accruing interest daily that is paid monthly. The minimum deposit requirement is BMD/USD $5,000.
Day Count
Annual Rate
32 Days
2.5
%
*INDICATIVE CALL ACCOUNT RATE
Base Lending Rates
Open AccountRate as of Apr 24, 2025
Our current base lending rates* for residential and commercial loans are:
BCB Base Rate
Rate
Residential
3.00%
Commercial
3.00%
*INDICATIVE CALL ACCOUNT RATE
Enhanced Term Deposit Rates
Open AccountRate as of Jun 20, 2025
We are offering a short term opportunity to further increase your savings in BMD and USD. When you place Term Deposits in the below listed amount sizes we will increase your rate of return. Please see below indicative Enhanced Term Deposit Rates.
Term
$500k-900k
$1M+
7 Days
0.00
%
0.00
%
14 Days
0.00
%
0.00
%
21 Days
0.00
%
0.00
%
30 Days
1.25
%
1.50
%
60 Days
1.75
%
2.00
%
90 Days
2.00
%
2.25
%
180 Days
2.25
%
2.50
%
12 Months
2.50
%
2.75
%
18 Months
2.75
%
3.00
%
24 Months
3.25
%
3.50
%
36 months
3.50
%
3.75
%
48 months
2.75
%
3.00
%
60 months
2.75
%
3.00
%
*ALL RATES ARE QUOTED AS ANNUAL RATES OF RETURN
Fixed Deposit Account Rates
Open AccountRate as of Jun 20, 2025
Bermuda Commercial Bank Limited Fixed Deposit Accounts can help investors increase their earnings potential on their savings, and provide security that protects the interest earned from market fluctuations. Depending upon your liquidity needs, we offer both short and long term Fixed Deposit Accounts. Our short term fixed deposit options range from one month to 18 months terms; with our longer term options ranging from 2 to 5 years. Longer term deposits allow for the investor to receive their interest* amounts as quarterly, semi-annual, or annual payments, without altering the deposit’s earnings potential. The minimum deposit requirement is BMD/USD $25,000 or equivalent in our other offered currencies.
Break penalties, including loss of all interest accumulated to the date of premature withdrawal, will apply for all deposits repaid prior to contracted maturity dates.
Break penalties, including loss of all interest accumulated to the date of premature withdrawal, will apply for all deposits repaid prior to contracted maturity dates.
Term
BMD/USD
CAD
GBP
EUR
NZD
AUD
1 Month
1.00%
1.75%
2.50%
0.90%
0.00%
0.00%
2 Month
1.50%
1.65%
2.50%
1.25%
0.00%
0.00%
3 Months
1.75%
1.55%
2.50%
1.40%
0.00%
0.00%
6 Months
2.00%
1.45%
2.50%
1.40%
0.00%
0.00%
12 Months
2.25%
1.25%
2.75%
1.25%
0.00%
0.00%
18 Months
2.50%
1.00%
2.50%
0.75%
0.00%
0.00%
24 Months
3.00%
1.00%
2.00%
0.75%
0.00%
0.00%
36 Months
3.25%
1.00%
2.00%
0.75%
0.00%
0.00%
48 Months
2.50%
1.00%
2.00%
0.75%
0.00%
0.00%
60 Months
2.50%
1.00%
2.00%
0.75%
0.00%
0.00%
*ALL RATES ARE QUOTED AS ANNUAL RATES OF RETURN