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Full Time
Remote
Worldwide
Affiliate Manager
At BCB you can apply as Affiliate Manages where you will be doing identifying and contacting potential partners through email and LinkedIn, categorising leads, understanding their needs and potential, and negotiating terms of cooperation
At BCB you can apply as Affiliate Manages where you will be doing identifying and contacting potential partners through email and LinkedIn, categorising leads, understanding their needs and potential, and negotiating terms of cooperation
At BCB, we are looking for a Graphic Designer who will be responsible for creating visual concepts, using computer software to communicate ideas that inspire, inform, or captivate consumers. You will also develop layouts for websites, advertisements, and brochures.
Join BCB as a Marketing Intern where you'll assist in developing marketing strategies, conducting market research, and creating promotional materials. This role will provide you with hands-on experience in digital marketing and brand management.
At BCB, we are seeking a Data Scientist to analyze complex datasets, create predictive models, and leverage machine learning techniques to drive business insights and improve decision-making processes.
Join BCB as a Product Manager, where you will define product vision, gather and prioritize requirements, and work closely with engineering, sales, and marketing to ensure revenue and customer satisfaction goals are met.
Join BCB as a Product Manager, where you will define product vision, gather and prioritize requirements, and work closely with engineering, sales, and marketing to ensure revenue and customer satisfaction goals are met.
BCB is looking for a Content Writer to create engaging content for blogs, articles, product descriptions, and social media. You will conduct thorough research to ensure accuracy and relevance across various topics.
In collaboration with the Bermuda Government, BCB is pleased to be the Bank of choice for the Bermuda Government Mortgage Guarantee Programme. The first phase of this programme focused on financing for Bermudian first time home owners, allowing Bermudians to reach their goal of owning "a piece of the rock". We are pleased to announce that we have now moved into Phase 2. The second phase of the programme will continue to focus on financing for Bermudian first time home owners, and will allow public officers to transfer their mortgages from their existing bank to BCB. The details provided below are a guide and all loans are subject to BCB Credit Policies, requirements and approval. Please allow 2 business days for review of your details, following which a representative will be in touch.
Programme Criteria
The Qualified Borrower(s) of record must:
Be an individual persons or persons; and
Have Bermudian status or be a spouse of a Bermudian, if borrowing jointly with their Bermudian spouse;
either
Not own any Bermuda real property; or
Be a Public Officer (subject to probation period being successfully completed), having an existing mortgage (or first legal charge) with another licensed Bank in Bermuda.
The Qualified Borrower(s) must have:
Have at least 10% of purchase price of the property or at least 10% of the cost of the renovations (if only renovations) in cash in a Bermuda bank account.
Have a property valuation within 3 months prior to purchase.
Have a property estimate or quote setting out the proposed renovations, cost and an appraisal outlining the completion value within programme limits, should renovations be required.
Written confirmation from Tax Commissioner that no government fees are outstanding (speak with Relationship Manager).
Loan to Value ratio and debt service ratio within programme limits.
Loan secured by way of a first legal mortgage of the property being purchases or transferred (for the full amount of the loan).
Additional Requirements
A loan to a Qualified Borrower of the programme must be:
For BMD $900,000 or less excluding Fees
Renovations up to BMD $50,000 may be included with the purchase. If included they must not exceed $900,000 for the total loan.
Interest Rates, Terms & Fees
Qualified Borrowers under the programme will:
Have a discounted interest rate while the borrower is a participant under the programme: - Discounted interest rate of BCB Base Rate plus 2%. - Loan interest rate to revert to standard interest rate when borrower no longer falls under the programme.
Will have a maximum term for a loan under this programme of 360 months (or 30 years)
The Guarantee under this program will remain for a maximum of 10 years or less depending on alternate terms.
Fees: - Discounted Arrangement Fee of 0.75% of the total value of the loan amount. Normal legal fees and stamp duty apply (even if this increases the total loan amount over the BMD$900,00 so long as the base loan amount does not exceed BMD$900,000).
To confirm your eligibility to the program or to explore other financing options the following details are required:
A completed online Loan Request Form or BCB Personal Financial Statement
Verification of employment and salary
Three months of bank and credit card (if applicable) statements
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